Team Monica Walsh: Avoid Foreclosure

We want to help you, help yourself, through the short sale process. Foreclosure can be avoided.

Monica Walsh

Certified Distressed Property Expert 

Accredited Distressed Property Representative

Welcome to our web page. Monica Walsh Realtor is a realtor and Accredited Distressed Property Representative specializing in Short Sales and Foreclosures.

Contrary to what lenders will tell you, the homeowner does not need to be in default in order to be considered for a short sale.

If you are currently struggling and facing difficult challenges to keep up with your mortgage, experiencing financial hardship, and perhaps even owe more than your home is worth, then we may have a free and discreet solution for you. One of those options is called a short sale. When lenders agree to a short sale in real estate, it means they are willing to release their lien against the home for less than the outstanding mortgage balance (including default interest and penalties, etc.) Short Sale Chicago is one of our specialites, however, we routinely service the entire Chicagoland area. See our Sales Geography information.

We are a team of specialists who will negotiate with your lender for a fully forgiven debt no matter what you owe on your home. It is not necessary that you are in default or foreclosure proceedings to work out a short sale.

We have a successful professional team providing you with the highest level of customer service during the lengthy short sale process. Our state licensed realtors and attorneys will work in your best interest to negotiate the outcome.

If you or anyone you know is facing a situation that might lead to a short sale, please contact me immediately at (312) 731-1010

What is a Short Sale?

A short sale is an option for homeowners who can no longer keep up with their mortgage payments. It is a favorable alternative to a foreclosure. When a lender agrees to a short sale in real estate, basically it means they are willing to release the lien against the home for less than the mortgage balance including penalties and fees. Some lenders will not accept short sales or discounted payoffs when it makes more sense financially for them to foreclose.
  
The Short Sale transaction requires patience, knowledge and expertise necessary to successfully negotiate with sometimes time consuming and discouraging discussions with the lender. We have extensive experience in the negotiations of short sales with various lending institutions.